FreshBooks vs Nexa
The Real Comparison for Mortgage Brokers

FreshBooks
$33/mo ($396/yr)
VS
Nexa
$279 once — own forever
or 3 payments of $99
Break even: 8.5 months. Save $1,050 over 3 years.
"I compared FreshBooks and Nexa side by side. The math wasn't even close. $1,329 over 3 years vs $279 once. Switched and never looked back."
— Mortgage broker, Nexa customer

The verdict for mortgage brokers: FreshBooks is solid software, but at $33/month it costs $1,329 over 3 years. Nexa does most of what FreshBooks does for $279 once. For solo mortgage brokers and small teams, Nexa is the better deal.

Choose Nexa if:

  • You're done paying monthly forever
  • You're a solo operator or small team (1-5)
  • You need Connect CRM, scheduler, Invoicing in one purchase in one tool
  • You're tired of price increases
  • You want to own your tools like you own your equipment

Choose FreshBooks if:

  • You have a large team (10+) needing enterprise features
  • You're deeply invested in FreshBooks's specific workflow
  • You need a feature Nexa doesn't have yet

What FreshBooks Actually Costs Mortgage Brokers

The 3-Year Damage

Year 1$396
Year 2 (+11.4% inflation)$441
Year 3$491
Total lost to FreshBooks$1,329

Nexa: $279. Once. You keep $1,050. And you own it — no more "we're updating our pricing" emails.

Your FreshBooks subscription has cost you $0.00 since you opened this page.

Feature-by-Feature

FeatureFreshBooksNexa
Invoicing
Scheduling
CRM
Time Tracking
Full Accounting✓ (SIMPL)
Task Management
Price$33/mo$279 once
or 3 × $99
3-Year Total$1,329$279
You own it?No — stop paying, lose accessYes — forever
"The feature comparison convinced me. Nexa does 90% of what FreshBooks does — for 10% of the 3-year cost. And I actually own it."
— Mortgage broker

Calculate Your Full Stack

FreshBooks plus whatever else you're paying for:

Email yourself this comparison?

Switching from FreshBooks

1
Export your data — Go to Settings → Export Data. Download clients, invoices, expenses, and time entries.
2
Set up Nexa — 15-minute setup. Import your client list and expense categories from CSV.
3
Parallel run — Run both for 1-2 weeks. Verify invoice history and recurring invoices.
4
Cancel FreshBooks — Cancel subscription. Download a final data export for your records.
✓ 30-day money-back guarantee. Zero risk.
Mortgage Brokers are switching from FreshBooks every week.

The math doesn't lie.

What This Means for Mortgage Brokers

You have 15 loans in your pipeline: 3 pre-approvals, 5 in processing, 4 in underwriting, 2 waiting to close, and 1 closing today ($350K purchase, your commission is $3,500). You spent $200 on Zillow leads this month and got 40 inquiries, 8 applications, and 2 closings so far. Your lead-to-close conversion rate matters but you don't track it. Commission checks come from 6 different lenders on different schedules.

Mortgage Brokers deal with unique challenges that generic software was not built for: Long sales cycles (30-90 days from lead to close). Commission splits and tracking across multiple lenders. Pipeline management with many leads at different stages. Compliance documentation requirements. FreshBooks charges $33/month on top of these daily realities. The median mortgage broker earns $70,000/year — $396/year in software subscriptions is a significant percentage of that income, paid every year, forever.

Nexa is $279 once. Invoicing, scheduling, CRM, time tracking, accounting — all connected, built for mortgage brokers. You own it like you own your Loan origination software.

What mortgage brokers actually deal with

A day in the life of a mortgage broker

You have 15 loans in your pipeline: 3 pre-approvals, 5 in processing, 4 in underwriting, 2 waiting to close, and 1 closing today ($350K purchase, your commission is $3,500). You spent $200 on Zillow leads this month and got 40 inquiries, 8 applications, and 2 closings so far. Your lead-to-close conversion rate matters but you don't track it. Commission checks come from 6 different lenders on different schedules.

The tools a working mortgage broker actually owns

Why mortgage brokers leave the big platforms

Where mortgage brokers actually talk shop

Local mortgage brokers on Nexa

Real mortgage brokers near you who run their business on Nexa — book directly, no platform fee. Are you a mortgage broker? Post your business and get found in your area — $2.99 one-time. Or browse every mortgage broker on Nexa →

FAQ

Is Nexa really a FreshBooks replacement?

For solo mortgage brokers and small teams, yes. invoicing, scheduling, CRM, time tracking, task management, and full accounting — all for $279 once. FreshBooks may be better if you have a large team (10+) or need enterprise-specific features.

What does FreshBooks do that Nexa doesn't?

FreshBooks has features like Very user-friendly for non-accountants and Built-in time tracking that some businesses rely on. For most solo mortgage brokers, these aren't dealbreakers.

How fast does Nexa pay for itself?

At $33/month, Nexa pays for itself in 8.5 months. After that: $396 saved every year.

Can I pay in installments?

Yes. Nexa is $279 as a one-time payment, or 3 payments of $99 ($297 total). Either way it's a one-time purchase — no subscription, no recurring fees ever.

"$1,329 over 3 years to FreshBooks. Or $279 once for Nexa. I own my tools now. No more renting software."
— Mortgage broker, Nexa owner

$1,329 Over 3 Years. Or $279 Once (or 3 × $99).

Own your tools. Stop renting your software.

Get Nexa — $279 Once
or 3 payments of $99
✓ 30-day money-back — save $500 or full refund

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