YNAB costs $15/month ($180/year). Here's why newlyweds are leaving.
That's $604 gone in 3 years. And you don't own anything. Stop paying, lose access.
That's 6 hours of a newlywed couple's work every year — just to pay for YNAB.
Now add $15/month to YNAB on top of that. At median newlywed couple earnings ($65,000/year), that is 6 hours of work annually — just for software that does not solve half these problems.
YNAB is just one piece. What else are you losing money on?
Here's the math: YNAB at $15/month costs $180 in year one, $201 in year two (11.4% SaaS inflation), and $223 in year three. That's $604 gone in 3 years — and you don't own anything. Stop paying, lose access to your data, your clients, your history. Everything.
Nexa is $279 once. Invoicing, scheduling, CRM, accounting, time tracking — all connected, all offline-capable, all yours. You break even in 18.6 months. After that, YNAB users keep paying $15 every month while you keep $325 over 3 years. The 30-day money-back guarantee means zero risk: if Nexa doesn't work for your newlywed couple business, full refund.
Real newlyweds near you who run their business on Nexa — book directly, no platform fee. Are you a newlywed couple? Post your business and get found in your area — $2.99 one-time. Or browse every newlywed couple on Nexa →
For solo newlyweds and small teams (1-5 people), yes. Nexa includes invoicing, scheduling, CRM, time tracking, task management, and full accounting. YNAB covers some of this but charges monthly forever. YNAB may be better if you have a large team (10+) or need enterprise-specific features.
Export your data as CSV, import into Nexa. Most newlyweds are fully switched in 1-2 days. You can run both in parallel until you're confident — cancel YNAB only when you're ready.
Export everything before canceling. Nexa imports client lists, invoices, and expenses from CSV. Your data stays yours — unlike YNAB, where losing access means losing everything.
The median newlywed couple earns $65,000/year. YNAB at $180/year represents 6 hours of work annually — just for software. Nexa at $279 once is 0.4% of annual income, paid one time. After that, it's free forever.
YNAB is a subscription — you pay every month, the price goes up every year, and if you stop paying, you lose access to everything. Your client list, your invoices, your financial history. Gone. That is not ownership. That is renting your own business data.
Nexa is $279 once — or $99 today and two more payments. Your data lives on your device. Everything is integrated: scheduling connects to CRM, jobs auto-generate invoices, time tracking feeds your accounting. No Zapier. No copying between apps. One purchase, own it forever. 30-day money-back guarantee means zero risk.
Full comparison, break-even math, and 30-day money-back guarantee.
Pricing verified March 2026. SaaS inflation rate: 11.4% YoY.