Nexa vs Xero

Great books but you still need 3 more apps. Xero is $15-78/month for accounting alone — no CRM, no scheduling, no time tracking. Nexa is $279 once for everything.

Choose Nexa if:

  • You want accounting + CRM + scheduling + invoicing in one tool
  • You want to stop paying for 3-4 separate subscriptions
  • You want to own your tools, not rent them

Choose Xero if:

  • You need automated bank feed reconciliation
  • You handle multi-currency transactions
  • Your accountant requires Xero for collaboration

Bottom line: Xero Standard costs $504/year — but it's only accounting. Add Calendly ($144/yr), a CRM ($200-400/yr), and time tracking ($108/yr) and you're at $956-1,156/year. Nexa is a one-time purchase of $279 that includes accounting, CRM, scheduling, invoicing, and time tracking. Break-even vs Xero alone: 4-18 months. Vs the full stack: ~3 months. Over 5 years, Xero + the stack costs $4,780-5,780. Nexa costs $279.

Key Numbers

Interactive Comparison

Xero is pre-selected below. Add the other apps you use alongside it to see the real cost.

Xero Standard: $42/mo = $504/year. Break-even with Nexa: ~7 months.

Xero Pricing Breakdown

Starter (limited invoices) $15/mo · $180/yr
Standard (unlimited invoices) $42/mo · $504/yr
Premium (multi-currency) $78/mo · $936/yr
CRM Not included
Scheduling / Time tracking Not included
Nexa (one-time) $279 once · includes everything
Break-even vs Xero Standard ~7 months

The Real Difference

What Xero Gets Right

Xero is genuinely clean accounting software. The interface is modern, bank feeds work well, multi-currency is best-in-class, and the accountant sharing portal makes tax time painless. Unlimited users on every plan is a nice touch. For businesses with complex accounting needs — multi-currency, inventory, payroll — Xero is a strong choice.

Where Xero Falls Short

Xero is accounting and nothing else. No CRM. No scheduling. No time tracking. Invoicing exists but it's basic compared to dedicated tools. Most Xero users end up bolting on Calendly for scheduling, a separate CRM, and Toggl or similar for time tracking. That's 3-4 subscriptions totaling $800-1,200/year, all because your accounting tool doesn't do anything else.

Why People Switch

Most Xero defectors hit the same wall as QuickBooks and FreshBooks users: the stack grows. The triggers: (1) paying $500-900/year for accounting and still needing 3 more tools, (2) basic invoicing that requires a workaround for every non-standard scenario, (3) the realization that a solopreneur doesn't need enterprise accounting — they need one tool that does everything simply.

Switching from Xero to Nexa

Day 1

Export your data

Export contacts, invoices, bills, and transactions as CSV from Xero. Takes about 15 minutes.

Day 1

Set up Nexa

15-minute setup. Import your clients and financial data. Configure services and pricing.

Day 2-3

Parallel run

Run both systems for a few days. Enter transactions in both. Make sure everything matches.

Day 4+

Cancel Xero + extras

Cancel Xero, your scheduling app, your CRM, and your time tracker. One tool left.

Frequently Asked Questions

Is Nexa a real Xero replacement?

Yes for solopreneurs. Nexa includes accounting, invoicing, expense tracking, plus CRM and scheduling that Xero doesn't have. What Nexa doesn't have: Xero's bank feed integrations, multi-currency support, payroll, and accountant sharing portal.

How much does Xero cost per year?

Starter $180/yr, Standard $504/yr, Premium $936/yr. You still need scheduling, CRM, and time tracking on top.

How much will I save switching from Xero to Nexa?

Xero alone: Standard is $504/yr vs $279 once. But the real cost is the stack: Xero + Calendly + CRM + time tracking = $956-1,156/yr. Nexa replaces it all for $279 once. Over 3 years vs the stack: $2,589-3,189.

Is Xero better than QuickBooks?

Xero has a cleaner interface, better multi-currency support, and unlimited users on every plan. QuickBooks has deeper US tax integration and more third-party apps. Both charge monthly, both lack CRM and scheduling, and both cost more than Nexa over time.

Can I import my Xero data?

Yes. Export contacts, invoices, bills, and transactions as CSV from Xero. Import into Nexa. Most solopreneurs are fully migrated in under an hour.

Ready to stop paying monthly?

Xero + the apps you need alongside it costs $956-1,156/year. Nexa is $279 once.

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· Data sourced from official pricing pages