Who wrote this: the team that makes SIMPL, a budgeting app with a subscription tracker, so we have a stake in this topic. Every price below links to where we read it, on 2026-10-20. The free ways to find forgotten subscriptions come first.

What your software subscriptions cost

6 common software services run from $9.99 to $22.99 a month at today's prices. All 6 together would be $82.94 a month, $995.28 a year. Nobody pays for all of them: add up the ones on your own statement.

What surveys say

Consumers who said they had stopped using a subscription service but forgot they were still paying for it (all subscription types, not software only; 1,000 US consumers surveyed Apr 22 to May 2, 2022) (C+R Research, 2022) crresearch.com
Average amount Americans spend per year on subscriptions they don't use (CNET annual subscription survey, all subscription types, as reported by WFSB) (CNET (reported by WFSB), 2026) wfsb.com

Today's prices

Service	Per month	Per year	Cancel
Microsoft 365 Family Microsoft 365 Family microsoft.com	$12.99	$129.99	how to cancel
Adobe Photoshop (Creative Cloud single app) Photoshop (annual plan) adobe.com	$22.99	$263.88	how to cancel
Dropbox Plus Plus (2 TB) dropbox.com	$11.99	$143.88	how to cancel
NordVPN Basic, 1-month plan vpnalert.com (report)	$14.99	$179.88	how to cancel
Google One 2 TB Google AI Plus (2 TB) (formerly Google One Premium 2 TB) one.google.com	$9.99	$119.88	how to cancel
iCloud+ 2 TB iCloud+ with 2 TB support.apple.com	$9.99	$119.88	how to cancel

Regular US prices, read on 2026-10-20, before tax. Introductory rates are left out. No price rises are assumed. Prices change, and the vendor's page is the final word.

Left out because we could not confirm a current price: 1Password Families.

5 of these prices come from the company's own pricing or help page. 1 come from a news or price-tracking report, because the company's site would not show us a price; those rows say "report" next to the source link, and the report's own date is in our notes. When a company has renamed a plan, we use its current name.

Cheaper ways to keep what you use

Adobe's $22.99 Photoshop plan is an annual plan billed monthly: cancelling early can carry a fee. adobe.com
Google's Basic plan is 100 GB for $1.99 a month, if 2 TB is more than you use. one.google.com
iCloud+ starts at 50 GB for $0.99 a month and 200 GB for $2.99. support.apple.com

How to find the ones you forgot

Free, and enough for most people:

Your bank or card statement. Scroll the last three months and mark every charge that repeats at the same amount. Many banks also have a "recurring payments" or "subscriptions" list in their app.
Your phone's app store. iPhone: Settings, tap your name, then Subscriptions. Android: Google Play, tap your profile, then Payments & subscriptions.
Your email. Search for "receipt", "renewal" or "your subscription". Annual renewals are the easiest to forget.

In SIMPL:

Drain Guard reads your expenses (from a linked bank, an imported statement, or ones you type in), finds the charges that repeat, and totals them by the month.
Keep or Cut takes you through each one, with how to cancel it where we have the steps.
Once you have cut, the budget's envelopes give the money you freed up a job, so it doesn't drift into the next subscription.

Before you renew any of these

When did you last use it?

If you can't remember, that is your answer. Most of these let you sign up again in a minute if you miss it.

Is there a smaller plan for how you actually use it?

An ad-supported tier, a smaller storage plan or a single-person plan is often half the price.

Would you pay yearly?

If you are keeping it anyway, a yearly plan usually costs less than twelve monthly bills. If you are not sure you will keep it, stay monthly.

Would you sign up today at this price?

Prices on several of these went up in 2026. Judge it on what it costs now, not what it cost when you joined.

How fast one cancellation covers SIMPL

SIMPL is $199 once. Cancel one of these and the money you stop paying covers it in:

Adobe Photoshop (Creative Cloud single app) ($22.99/mo): 9 months
NordVPN ($14.99/mo): 14 months
Microsoft 365 Family ($12.99/mo): 16 months
Dropbox Plus ($11.99/mo): 17 months
Google One 2 TB ($9.99/mo): 20 months
iCloud+ 2 TB ($9.99/mo): 20 months

Can it pay for itself?

SIMPL is $199 once, about $17 a month over its first year. Its Drain Guard reads your expenses (from a linked bank, an imported statement, or ones you type in), finds the charges that repeat, and adds them up by the month. Keep or Cut then walks you through them one at a time. Cancel $17 a month of charges you'd forgotten about and SIMPL has paid for itself inside the first year.

It depends on what you find and what you cancel, so we don't promise a number.

Questions

What is the cheapest software subscription here?

Google One 2 TB (Google AI Plus (2 TB) (formerly Google One Premium 2 TB)) at $9.99 a month, as of the date above.

Do I need an app to find my subscriptions?

No. Your bank statement and your phone's subscription list find most of them for free. An app helps if you have several cards or want a running total.

Is SIMPL a subscription?

No. SIMPL is $199 once. Cloud Sync, which keeps it on more than one device, is optional at $4.99 a month, and the first three months come with the purchase.

Will SIMPL cancel subscriptions for me?

No. It finds them, totals them and walks you through each one. You cancel with the service yourself, using the cancel links on this page.

$199 once. No subscription.

Get SIMPL: $199