Side Hustlers (Finance Crossover) on Wave pay $16/month — $192/year. Over three years, that's $644. Nexa is $279 once. Break-even runs about 17.4 months. The median side hustler earns $50,000/year, so Wave's annual cost is roughly 0.4% of typical revenue — every year, forever.
That's $644 gone. And you don't own anything. Stop paying, lose access.
See the full history of Wave price changes in the SaaS Graveyard →
You're not the only one who's had enough.
Side Hustlers (Finance Crossover) face unique challenges: Day job W-2 income + side hustle 1099 income in one financial life. Need to separate personal and business expenses for taxes but live from one bank account. Estimated quarterly taxes on side income — always a surprise. Side hustle grows but doesn't justify $50/month QuickBooks. YNAB handles personal budgeting but not business invoicing. Tax time is a nightmare — digging through transactions to find business expenses. On top of all that, Wave charges $16/month ($192/year) — money that comes directly from your revenue. The median side hustler earns $50,000/year. Software at $192/year is a meaningful percentage of that income, every year, forever. And you do not own anything.
Your Day job payroll (ADP, Workday, etc.) is yours. You bought it once. Nexa works the same way — $279 once for invoicing, scheduling, CRM, time tracking, and full accounting. All connected. All offline-capable. You own it like you own your tools.
Wave is just one piece. What else are you losing money on?
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Your exact Wave cost, full stack total, and what switching saves. 10 seconds.
| Feature | Wave | Nexa |
|---|---|---|
| Invoicing | ✓ | ✓ |
| Scheduling | ✗ | ✓ |
| CRM | ✗ | ✓ |
| Time Tracking | ✗ | ✓ |
| Full Accounting | ✗ | ✓ (SIMPL) |
| Task Management | ✗ | ✓ |
| Price | $16/mo forever | $279 once or 3 × $99 |
| 3-Year Cost | $644 | $279 |
| Stop paying? | Lose everything | Keep everything forever |
Most side hustlers (finance crossover) are fully switched before the weekend.
Go to Settings → Data Export. Download customers, invoices, transactions, and accounts.
15-minute setup. Import your client list and chart of accounts from CSV.
Run both for 1-2 weeks. Verify bank connections and recurring invoices work.
Cancel paid features. Your free account data stays accessible for records.
Your W-2 paycheck hits on Friday: $2,100 after deductions. Your Etsy shop made $340 this month. A freelance client owes you $500 from a logo you delivered two weeks ago. Rent, car payment, groceries — all personal. Shipping supplies, Adobe subscription, business cards — all business. It's all in the same checking account. Your accountant told you to separate everything. You need one tool for your whole financial life: personal budget AND side hustle books. Not two apps. Not a spreadsheet plus an app. One tool. $279 for Nexa covers both.
Real side hustlers (finance crossover) near you who run their business on Nexa — book directly, no platform fee. Are you a side hustler? Post your business and get found in your area — $2.99 one-time. Or browse every side hustler on Nexa →
For solo operators and small teams (1-5), yes. Nexa includes invoicing, scheduling, CRM, time tracking, task management, and full accounting. Wave may be better if you have a large team (10+) or need enterprise-specific features.
It's $7.75/month over 3 years. Wave is $16/month — that's $644 over 3 years. Which is more? And if you'd rather split it, Nexa is also available as 3 payments of $99.
Yes. Nexa is $279 as a one-time payment, or 3 payments of $99 ($297 total). Either way it's a one-time purchase — no subscription, no recurring fees ever.
30-day money-back guarantee. Full refund. If Nexa doesn't save you $500 in year one, you get every penny back.
Export your data from Wave as CSV, import into Nexa in about 5 minutes.
The average solo operator there spends about $3,072/year on software — and side hustler face their own version of that math. CA state licensing requirements apply.
Numbers reflect typical solo operators in the Santa Ana metro. Your situation will vary.
Specific gaps Side Hustlers (Finance Crossover) run into with Wave, and what Nexa does instead.
If you want to compare notes or see how other side hustlers (finance crossover) are running their tools, here's where the conversation happens.
$644 over 3 years. Or $279 once (or 3 × $99). Own your tools.
Get Nexa — $279 Once