You're Switching from Square.
Here's Why Substack Writers Choose Nexa.

Square
$29/mo
$348/year — every year, forever
Nexa
$279
Once. Own it forever.
or 3 payments of $99
Break even in 9.6 months. Then it's free forever.
"Switched from Square after the last price increase. Nexa does everything I needed for $279. Wish I'd done it sooner."
— Verified Substack Writer, former Square customer

The Bottom Line

Substack Writers on Square pay $29/month — $348/year. Over three years, that's $1,168. Nexa is $279 once. Break-even runs about 9.6 months. The median Substack Writer earns $32,000/year, so Square's annual cost is roughly 1.1% of typical revenue — every year, forever.

Key Numbers

$32,000
Median Substack Writer income
2%
Typical SaaS spend as % of revenue
9.6 mo
Break-even vs Square
$889
3-year savings switching to Nexa

What Square Is Costing You

The Damage

Square monthly $29/mo
Annual drain $348/yr
Year 2 (11.4% SaaS inflation) $388
Year 3 $432
3-year total $1,168

That's $1,168 gone. And you don't own anything. Stop paying, lose access.

Your Square subscription has cost you $0.00 since you opened this page.

Why Substack Writers Leave Square

✗Processing fees add up (2.6-3.5% per transaction)
✗2025 price increase: in-person went from $0.10 to $0.15 per transaction
✗Online fees jumped to 3.3% on Free plan
✗Add-ons like payroll, loyalty, marketing stack up
✗Account stability risk - surprise fund holds
Substack Writers are leaving Square every week.

You're not the only one who's had enough.

Why This Matters for Substack Writers

Writing is the visible half; the business is the rest. Morning starts in the draft, the actual work, fitting deep writing into the hours before the world wakes up, with a paywall decision looming, how much of this post is free to pull readers in versus paid to reward subscribers. Then the dashboard, where overnight there were four new paid subscribers and, less welcome, two annual subs that lapsed without renewing, which is the quiet churn that annual billing hides until it's already gone. The writer checks which post or Note drove the new signups, because knowing what converts is the difference between guessing and growing. Midday is engagement: replying to comments and DMs from paying subscribers who expect access, plus a cross-promotion swap with another writer in the recommendations network. Afternoon is planning, sketching the next two weeks of posts to balance free reach against paid value, and answering a reader who's on the fence about upgrading. There's also the unloved bookkeeping: Substack's payout already netted out its cut and Stripe's fees, so the deposit doesn't match the gross subscription revenue, and for taxes both numbers matter. A brand reached out about a sponsored post, which means a rate decision and a note to keep it clearly disclosed. The day ends scheduling the next paid post, noting which lapsed subscribers might win back, and logging the month's gross and net so April isn't a guess.

Substack Writers face unique challenges: Converting free readers to paid and keeping churn low when subscriptions renew annually and quietly lapse. Deciding the free-vs-paid post mix so the paywall earns without starving top-of-funnel growth. Tracking which posts and which referral sources actually drive paid signups, not just opens. Reconciling Substack's payout (net of its cut and Stripe fees) against gross subscription revenue for taxes. On top of all that, Square charges $29/month ($348/year) — money that comes directly from your revenue. The median Substack Writer earns $32,000/year. Software at $348/year is a meaningful percentage of that income, every year, forever. And you do not own anything.

Your a Substack publication with paid subscriptions is yours. You bought it once. Nexa works the same way — $279 once for invoicing, scheduling, CRM, time tracking, and full accounting. All connected. All offline-capable. You own it like you own your tools.

Your Full Stack Cost

Square is just one piece. What else are you losing money on?

Want this breakdown emailed to you?

Your exact Square cost, full stack total, and what switching saves. 10 seconds.

"I was paying Square $29/month and didn't question it until I did the math. $1,168 over 3 years for tools I don't even own. Nexa was $279. Once. Done."
— Substack Writer business owner

What You Get Instead

Feature Square Nexa
Invoicing ✓ ✓
Scheduling ✗ ✓
CRM ✗ ✓
Time Tracking ✗ ✓
Full Accounting ✗ ✓ (SIMPL)
Task Management ✗ ✓
Price $29/mo forever $279 once
or 3 × $99
3-Year Cost $1,168 $279
Stop paying? Lose everything Keep everything forever

Switching Takes 1-2 Days

Most substack writers are fully switched before the weekend.

1

Export your data

Go to Square Dashboard → Customers → Export. Also export transactions and item library.

2

Set up Nexa

15-minute setup. Import your customer list and service/product catalog.

3

Parallel run

Run both for 1-2 weeks. Test invoicing and booking through Nexa.

4

Cancel Square

Cancel paid subscriptions. Keep free account for records access.

✓ Run both in parallel. Cancel Square when you're confident. Zero risk.

What substack writers actually deal with

A day in the life of a substack writer

Writing is the visible half; the business is the rest. Morning starts in the draft, the actual work, fitting deep writing into the hours before the world wakes up, with a paywall decision looming, how much of this post is free to pull readers in versus paid to reward subscribers. Then the dashboard, where overnight there were four new paid subscribers and, less welcome, two annual subs that lapsed without renewing, which is the quiet churn that annual billing hides until it's already gone. The writer checks which post or Note drove the new signups, because knowing what converts is the difference between guessing and growing. Midday is engagement: replying to comments and DMs from paying subscribers who expect access, plus a cross-promotion swap with another writer in the recommendations network. Afternoon is planning, sketching the next two weeks of posts to balance free reach against paid value, and answering a reader who's on the fence about upgrading. There's also the unloved bookkeeping: Substack's payout already netted out its cut and Stripe's fees, so the deposit doesn't match the gross subscription revenue, and for taxes both numbers matter. A brand reached out about a sponsored post, which means a rate decision and a note to keep it clearly disclosed. The day ends scheduling the next paid post, noting which lapsed subscribers might win back, and logging the month's gross and net so April isn't a guess.

The tools a working substack writer actually owns

Local substack writers on Nexa

Real substack writers near you who run their business on Nexa — book directly, no platform fee. Are you a substack writer? Post your business and get found in your area — $2.99 one-time. Or browse every substack writer on Nexa →

FAQ

Is Nexa really a Square replacement for substack writers?

For solo operators and small teams (1-5), yes. Nexa includes invoicing, scheduling, CRM, time tracking, task management, and full accounting. Square may be better if you have a large team (10+) or need enterprise-specific features.

$279 seems like a lot.

It's $7.75/month over 3 years. Square is $29/month — that's $1,168 over 3 years. Which is more? And if you'd rather split it, Nexa is also available as 3 payments of $99.

Can I pay in installments?

Yes. Nexa is $279 as a one-time payment, or 3 payments of $99 ($297 total). Either way it's a one-time purchase — no subscription, no recurring fees ever.

What if I don't like it?

30-day money-back guarantee. Full refund. If Nexa doesn't save you $500 in year one, you get every penny back.

Can I import my Square data?

Export your data from Square as CSV, import into Nexa in about 5 minutes.

Substack Writers in Antofagasta

The average solo operator there spends about $2,200/year on software — and Substack Writer face their own version of that math. Chile requires SII electronic invoicing. IVA at 19%. Requirements vary by country and locality. Check local regulations.

Numbers reflect typical solo operators in the Antofagasta metro. Your situation will vary.

If You Need These — Nexa Has Them

Specific gaps Substack Writers run into with Square, and what Nexa does instead.

✗
Square gapNo offline payment processing
✓
NexaBuilt into Nexa’s $279 once purchase — no separate add-on.
✗
Square gapLimited inventory for retail
✓
NexaInventory tracking included for product and service businesses.
✗
Square gapHigher processing fees than interchange-plus
✓
Nexa$279 once — not $69/month forever.
"Square raised prices again and I was done. Found Nexa — $279 once. I own it. No more 'we're updating our pricing' emails. Best business decision this year."
— Substack Writer, switched from Square

Stop Losing $348/Year to Square

$1,168 over 3 years. Or $279 once (or 3 × $99). Own your tools.

Get Nexa — $279 Once
or 3 payments of $99
✓ 30-day money-back guarantee — save $500 or full refund

Still want Square?

We think Nexa is the better deal at $279 once vs $29/mo. But if you've decided on Square, here's the link. No hard feelings.

Square — $29/mo →

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