Mortgage Brokers on FreshBooks pay $33/month — $396/year. Over three years, that's $1,329. Nexa is $279 once. Break-even runs about 8.5 months. The median mortgage broker earns $70,000/year, so FreshBooks's annual cost is roughly 0.6% of typical revenue — every year, forever.
That's $1,329 gone. And you don't own anything. Stop paying, lose access.
You're not the only one who's had enough.
Mortgage Brokers face unique challenges: Long sales cycles (30-90 days from lead to close). Commission splits and tracking across multiple lenders. Pipeline management with many leads at different stages. Compliance documentation requirements. On top of all that, FreshBooks charges $33/month ($396/year) — money that comes directly from your revenue. The median mortgage broker earns $70,000/year. Software at $396/year is a meaningful percentage of that income, every year, forever. And you do not own anything.
Your Loan origination software is yours. You bought it once. Nexa works the same way — $279 once for invoicing, scheduling, CRM, time tracking, and full accounting. All connected. All offline-capable. You own it like you own your tools.
FreshBooks is just one piece. What else are you losing money on?
Want this breakdown emailed to you?
Your exact FreshBooks cost, full stack total, and what switching saves. 10 seconds.
| Feature | FreshBooks | Nexa |
|---|---|---|
| Invoicing | ✓ | ✓ |
| Scheduling | ✗ | ✓ |
| CRM | ✗ | ✓ |
| Time Tracking | ✗ | ✓ |
| Full Accounting | ✗ | ✓ (SIMPL) |
| Task Management | ✗ | ✓ |
| Price | $33/mo forever | $279 once or 3 × $99 |
| 3-Year Cost | $1,329 | $279 |
| Stop paying? | Lose everything | Keep everything forever |
Most mortgage brokers are fully switched before the weekend.
Go to Settings → Export Data. Download clients, invoices, expenses, and time entries.
15-minute setup. Import your client list and expense categories from CSV.
Run both for 1-2 weeks. Verify invoice history and recurring invoices.
Cancel subscription. Download a final data export for your records.
You have 15 loans in your pipeline: 3 pre-approvals, 5 in processing, 4 in underwriting, 2 waiting to close, and 1 closing today ($350K purchase, your commission is $3,500). You spent $200 on Zillow leads this month and got 40 inquiries, 8 applications, and 2 closings so far. Your lead-to-close conversion rate matters but you don't track it. Commission checks come from 6 different lenders on different schedules.
Real mortgage brokers near you who run their business on Nexa — book directly, no platform fee. Are you a mortgage broker? Post your business and get found in your area — $2.99 one-time. Or browse every mortgage broker on Nexa →
For solo operators and small teams (1-5), yes. Nexa includes invoicing, scheduling, CRM, time tracking, task management, and full accounting. FreshBooks may be better if you have a large team (10+) or need enterprise-specific features.
It's $7.75/month over 3 years. FreshBooks is $33/month — that's $1,329 over 3 years. Which is more? And if you'd rather split it, Nexa is also available as 3 payments of $99.
Yes. Nexa is $279 as a one-time payment, or 3 payments of $99 ($297 total). Either way it's a one-time purchase — no subscription, no recurring fees ever.
30-day money-back guarantee. Full refund. If Nexa doesn't save you $500 in year one, you get every penny back.
Export your data from FreshBooks as CSV, import into Nexa in about 5 minutes.
The average solo operator there spends about $1,200/year on software — and mortgage broker face their own version of that math. Peru requires SUNAT electronic invoicing above threshold. IGV at 18%. Requirements vary by country and locality. Check local regulations.
Numbers reflect typical solo operators in the Trujillo metro. Your situation will vary.
Specific gaps Mortgage Brokers run into with FreshBooks, and what Nexa does instead.
If you want to compare notes or see how other mortgage brokers are running their tools, here's where the conversation happens.
$1,329 over 3 years. Or $279 once (or 3 × $99). Own your tools.
Get Nexa — $279 Once