Mortgage Brokers on FreshBooks pay $43/month — $516/year. Over three years, that's $1,548. Nexa is $279 once. Break-even runs about 6.5 months. The median mortgage broker earns $70,000/year, so FreshBooks's annual cost is roughly 0.7% of typical revenue — every year, forever.
That's $1,548 gone. And you don't own anything. Stop paying, lose access.
You're not the only one who's had enough.
Mortgage Brokers face unique challenges: Long sales cycles (30-90 days from lead to close). Commission splits and tracking across multiple lenders. Pipeline management with many leads at different stages. Compliance documentation requirements. On top of all that, FreshBooks charges $43/month ($516/year) — money that comes directly from your revenue. The median mortgage broker earns $70,000/year. Software at $516/year is a meaningful percentage of that income, every year, forever. And you do not own anything.
Your Loan origination software is yours. You bought it once. Nexa works the same way — $279 once for invoicing, scheduling, CRM, time tracking, and full accounting. All connected. All offline-capable. You own it like you own your tools.
FreshBooks is just one piece. What else are you losing money on?
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Your exact FreshBooks cost, full stack total, and what switching saves. 10 seconds.
| Feature | FreshBooks | Nexa |
|---|---|---|
| Invoicing | ✓ | ✓ |
| Scheduling | ✗ | ✓ |
| CRM | ✗ | ✓ |
| Time Tracking | ✓ | ✓ |
| Full Accounting | ✓ | ✓ (SIMPL) |
| Task Management | — | ✓ |
| Works offline | — | ✓ |
| Price | $43/mo forever | $279 once or 3 × $99 |
| 3-Year Cost | $1,548 | $279 |
| Stop paying? | Lose everything | Keep everything forever |
Most mortgage brokers are fully switched before the weekend.
Go to Settings → Export Data. Download clients, invoices, expenses, and time entries.
15-minute setup. Import your client list and expenses from CSV.
Run both for 1-2 weeks. Re-create unpaid and recurring invoices in Nexa; keep the FreshBooks export as your invoice history.
Cancel subscription. Download a final data export for your records.
A loan starts with a conversation about what the borrower wants and what they can actually qualify for. I collect pay stubs, tax returns, bank statements and credit, calculate their debt-to-income ratio, and look for problems early, like a recent job change, self-employment income or a gap in credit, because surprises in underwriting kill deals. Then I shop the loan across lenders for the best combination of rate, fees and terms, and explain the trade-offs, points versus rate, fixed versus adjustable, in plain language. Once they're under contract on a house, the clock starts: I submit the file, order the appraisal, answer every condition the underwriter sends back, and keep the buyer's agent and the title company updated so we close on time. Rates move daily, so locking at the right moment matters. Compliance runs through everything: disclosures sent on time, licensing in every state I work in, and careful records. I'm paid at closing, either by the borrower or the lender, and the amount is disclosed up front.
Real mortgage brokers near you who run their business on Nexa — book directly, no platform fee. Are you a mortgage broker? Post your business and get found in your area — $2.99 one-time. Or browse every mortgage broker on Nexa →
For solo operators and small teams (1-5), yes. Nexa includes invoicing, scheduling, CRM, time tracking, task management, and full accounting. FreshBooks may be better if you have a large team (10+) or need enterprise-specific features.
It's $7.75/month over 3 years. FreshBooks is $43/month — that's $1,548 over 3 years. Which is more? And if you'd rather split it, Nexa is also available as 3 payments of $99.
Yes. Nexa is $279 as a one-time payment, or 3 payments of $99 ($297 total). Either way it's a one-time purchase — no subscription, no recurring fees ever.
30-day money-back guarantee. Full refund. If Nexa doesn't save you $500 in year one, you get every penny back.
Export your data from FreshBooks as CSV, import into Nexa in about 5 minutes.
The average solo operator there spends about $1,200/year on software — and mortgage broker face their own version of that math. Peru requires SUNAT electronic invoicing above threshold. IGV at 18%. Requirements vary by country and locality. Check local regulations.
Numbers reflect typical solo operators in the Trujillo metro. Your situation will vary.
Specific gaps Mortgage Brokers run into with FreshBooks, and what Nexa does instead.
If you want to compare notes or see how other mortgage brokers are running their tools, here's where the conversation happens.
$1,548 over 3 years. Or $279 once (or 3 × $99). Own your tools.
Get Nexa — $279 Once