Benefits Consultants on FreshBooks pay $33/month — $396/year. Over three years, that's $1,329. Nexa is $279 once. Break-even runs about 8.5 months. The median Benefits Consultant earns $55,000/year, so FreshBooks's annual cost is roughly 0.7% of typical revenue — every year, forever.
That's $1,329 gone. And you don't own anything. Stop paying, lose access.
You're not the only one who's had enough.
Benefits Consultants face unique challenges: Running an entire group's open enrollment inside a fixed carrier window where late or incomplete elections leave employees uncovered for the whole plan year. Keeping clients ACA-compliant on affordability and 1095-C reporting, since an applicable-large-employer mistake triggers IRS penalties. Handling COBRA and ERISA notice requirements precisely, because a missed or late notice creates real fiduciary and statutory liability. Reconciling carrier commissions across multiple lines and clients when statements are late, wrong, or miss a group entirely. On top of all that, FreshBooks charges $33/month ($396/year) — money that comes directly from your revenue. The median Benefits Consultant earns $55,000/year. Software at $396/year is a meaningful percentage of that income, every year, forever. And you do not own anything.
Your Carrier quoting platforms for medical, dental, vision, and ancillary plans is yours. You bought it once. Nexa works the same way — $279 once for invoicing, scheduling, CRM, time tracking, and full accounting. All connected. All offline-capable. You own it like you own your tools.
FreshBooks is just one piece. What else are you losing money on?
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Your exact FreshBooks cost, full stack total, and what switching saves. 10 seconds.
| Feature | FreshBooks | Nexa |
|---|---|---|
| Invoicing | ✓ | ✓ |
| Scheduling | ✗ | ✓ |
| CRM | ✗ | ✓ |
| Time Tracking | ✗ | ✓ |
| Full Accounting | ✗ | ✓ (SIMPL) |
| Task Management | ✗ | ✓ |
| Price | $33/mo forever | $279 once or 3 × $99 |
| 3-Year Cost | $1,329 | $279 |
| Stop paying? | Lose everything | Keep everything forever |
Most benefits consultants are fully switched before the weekend.
Go to Settings → Export Data. Download clients, invoices, expenses, and time entries.
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I'm the person who makes the most confusing purchase of an employee's year make sense, and the person who keeps the employer out of trouble for offering it. The calendar bends around open enrollment: every group has a fixed carrier window, and if an employee's election is late or incomplete, they can be stuck uncovered for the entire plan year, so I chase forms like deadlines depend on them, because they do. Between enrollments I'm quoting renewals, modeling how a contribution change ripples through what employees actually pay, and presenting options to an owner who just wants the number to stop going up. Compliance is the quiet weight: I keep applicable large employers ACA-compliant on affordability and 1095-C reporting where a misstep is an IRS penalty, and I handle COBRA and ERISA notices on exact timelines because a late notice is real statutory liability. When an employee's claim gets denied or a new baby needs to go on the plan in a qualifying-event window, I'm the one untangling it with the carrier. And underneath it all I'm reconciling commissions across medical, dental, vision, and ancillary lines for every client, because carrier statements are routinely late, wrong, or quietly drop a whole group. The reward is a smooth enrollment where everyone's covered and the employer never gets a penalty notice.
Real benefits consultants near you who run their business on Nexa — book directly, no platform fee. Are you a benefits consultant? Post your business and get found in your area — $2.99 one-time. Or browse every benefits consultant on Nexa →
For solo operators and small teams (1-5), yes. Nexa includes invoicing, scheduling, CRM, time tracking, task management, and full accounting. FreshBooks may be better if you have a large team (10+) or need enterprise-specific features.
It's $7.75/month over 3 years. FreshBooks is $33/month — that's $1,329 over 3 years. Which is more? And if you'd rather split it, Nexa is also available as 3 payments of $99.
Yes. Nexa is $279 as a one-time payment, or 3 payments of $99 ($297 total). Either way it's a one-time purchase — no subscription, no recurring fees ever.
30-day money-back guarantee. Full refund. If Nexa doesn't save you $500 in year one, you get every penny back.
Export your data from FreshBooks as CSV, import into Nexa in about 5 minutes.
The average solo operator there spends about $2,160/year on software — and Benefits Consultant face their own version of that math. FL state licensing requirements apply.
Numbers reflect typical solo operators in the Pensacola metro. Your situation will vary.
Specific gaps Benefits Consultants run into with FreshBooks, and what Nexa does instead.
$1,329 over 3 years. Or $279 once (or 3 × $99). Own your tools.
Get Nexa — $279 Once