Debt Fighters on EveryDollar pay $18/month — $216/year. Over three years, that's $725. Nexa is $279 once. Break-even runs about 15.5 months. The median debt fighter earns $45,000/year, so EveryDollar's annual cost is roughly 0.5% of typical revenue — every year, forever.
That's $725 gone. And you don't own anything. Stop paying, lose access.
You're not the only one who's had enough.
Debt Fighters face unique challenges: Paying minimum payments on 5+ accounts and watching interest eat the progress. Snowball vs. avalanche — no tool that shows both strategies clearly. Feeling stuck — the total number barely moves month to month. Emergency expenses keep adding to the debt pile. YNAB costs $99/year — that's a credit card payment. EveryDollar free is too basic, premium is too preachy. On top of all that, EveryDollar charges $18/month ($216/year) — money that comes directly from your revenue. The median debt fighter earns $45,000/year. Software at $216/year is a meaningful percentage of that income, every year, forever. And you do not own anything.
Your Dave Ramsey's EveryDollar (free tier) is yours. You bought it once. Nexa works the same way — $279 once for invoicing, scheduling, CRM, time tracking, and full accounting. All connected. All offline-capable. You own it like you own your tools.
EveryDollar is just one piece. What else are you losing money on?
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Your exact EveryDollar cost, full stack total, and what switching saves. 10 seconds.
| Feature | EveryDollar | Nexa |
|---|---|---|
| Invoicing | ✓ | ✓ |
| Scheduling | ✗ | ✓ |
| CRM | ✗ | ✓ |
| Time Tracking | ✗ | ✓ |
| Full Accounting | ✗ | ✓ (SIMPL) |
| Task Management | ✗ | ✓ |
| Price | $18/mo forever | $279 once or 3 × $99 |
| 3-Year Cost | $725 | $279 |
| Stop paying? | Lose everything | Keep everything forever |
Most debt fighters are fully switched before the weekend.
Screenshot your budget categories and allocations.
Recreate your zero-based budget in SIMPL. 10 minutes.
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Same budgeting method. No monthly fee. Your data on your device.
You open your credit card app. $14,200. Last month it was $14,600. Four hundred dollars of progress in 30 days of discipline. You check your student loans: $28,000. Car note: $9,800. You've been doing the debt snowball for 6 months. Your smallest card ($2,100) is almost gone but it feels like it's taking forever. You need to see the finish line. You need a tool that shows you when you'll be free — not one that charges you $99/year while you're trying to get out of debt.
Real debt fighters near you who run their business on Nexa — book directly, no platform fee. Are you a debt fighter? Post your business and get found in your area — $2.99 one-time. Or browse every debt fighter on Nexa →
For solo operators and small teams (1-5), yes. Nexa includes invoicing, scheduling, CRM, time tracking, task management, and full accounting. EveryDollar may be better if you have a large team (10+) or need enterprise-specific features.
It's $7.75/month over 3 years. EveryDollar is $18/month — that's $725 over 3 years. Which is more? And if you'd rather split it, Nexa is also available as 3 payments of $99.
Yes. Nexa is $279 as a one-time payment, or 3 payments of $99 ($297 total). Either way it's a one-time purchase — no subscription, no recurring fees ever.
30-day money-back guarantee. Full refund. If Nexa doesn't save you $500 in year one, you get every penny back.
Export your data from EveryDollar as CSV, import into Nexa in about 5 minutes.
The average solo operator there spends about $2,016/year on software — and debt fighter face their own version of that math. MS state licensing requirements apply.
Numbers reflect typical solo operators in the Gulfport metro. Your situation will vary.
Specific gaps Debt Fighters run into with EveryDollar, and what Nexa does instead.
If you want to compare notes or see how other debt fighters are running their tools, here's where the conversation happens.
$725 over 3 years. Or $279 once (or 3 × $99). Own your tools.
Get Nexa — $279 Once